An insurance policy for a car is necessary as a car is a luxurious commodity that is often prone to damage According to the Road Transport Act 1987 it is compulsory for all car owners in Malaysia to have a valid car insurance and road tax both of which need to be renewed on a yearly basis. Today i will tell you the 5 Reasons Why Buying Car Insurance Online Is A Smart Choice
1. Online Car Insurance Plans Are Cheaper Than Regular Ones The primary reason why you can choose taking an online insurance plan for your car as it is quite cheaper from the plans available offline In general, offline car insurance plans are controlled by agents
Who may charge a certain commission to the insurance company for selling their product. The scenario is different in case of online policy purchases where you only need to pay the required processing fee and no extra expenses. Thus, you save your money by purchasing a policy online as it involves 0% commission charges.
2. Ease of Comparison Before purchasing a car insurance plan, you must compare it with the other available alternatives. You can do the comparison of premiums easily online from the convenience of your home. The online comparison helps you save a lot of time too while thoroughly looking into various plans in a short period. You can visit Fincrew.my to compare different plans offered by different companies in a few steps.
3. Online Insurance Plans Have Minimum Paperwork Offline car insurance plans comprise of a lot of paperwork Which you need to fill-up during the purchase. This is a time-consuming process Moreover, you have to make sure no errors occur in any paper while filling the documents. Online plans are smart to purchase as you can correct any errors and fill up the online proposal forms with minimal or no paperwork.
4. Easy Renewal Process Every car insurance plan has a specific validity period, after which it needs to be renewed. In the case of offline plan you will need to talk to the agent and pay him the renewal charges to renew your plan Whereas, if you renew a car insurance plan online you can pay digitally in no time and in a hassle-free and secured manner.
5. No Chances Of Manipulation Online purchase of an insurance plan is a transparent process. Thus, it has no chances of manipulations of any kind, be it your premium amount or policy terms.